Nathan A. Berneman is a premier bankruptcy attorney with over three decades of experience helping individuals and business owners overcome overwhelming debt. As a Partner at Cal West Law, Nathan has filed more than 12,000 bankruptcies since 1992, earning a reputation for solving high-stakes financial cases that require both aggressive advocacy and creative legal restructuring.
Nathan has practiced bankruptcy law for decades and has developed a reputation for solving difficult financial cases that require both strategic planning and creative legal solutions. His experience allows him to identify opportunities within the bankruptcy system that many attorneys overlook, helping clients reduce debt, protect property, and move forward with a clear financial plan.
Earlier in his career, Nathan served as Managing Attorney at one of Southern California’s largest bankruptcy law firms from 1994 through 1998. During that time he supervised a high-volume bankruptcy practice responsible for more than 200 cases each month. This experience provided him with extensive insight into the bankruptcy system and the challenges individuals face when dealing with overwhelming debt, creditor lawsuits, and foreclosure threats.
Today, clients at Cal West Law benefit directly from that background. Nathan’s familiarity with the bankruptcy courts, and his professional relationships with court personnel across the Central, Eastern, Southern, and Northern Districts of California allow him to navigate complex cases efficiently and resolve issues that might otherwise delay or jeopardize a client’s case.
Nathan’s practice focuses primarily on consumer bankruptcy and debt relief strategies, including Chapter 7 bankruptcy and Chapter 13 bankruptcy. He regularly assists clients who are dealing with:
- overwhelming credit card and unsecured debt
- oreclosure threats or mortgage arrears
- wage garnishments and creditor lawsuits
- complex financial situations requiring asset protection strategies
Nathan is widely respected for his ability to approach financial problems from multiple angles. Rather than applying a one size fits all solution, he carefully analyzes each client’s financial situation and develops a strategy tailored to their specific goals and circumstances.
Clients consistently appreciate his ability to explain complicated legal options in clear, straightforward language. By making the process understandable and manageable, Nathan helps clients regain a sense of control during what is often one of the most stressful periods of their lives.
Beyond legal strategy, Nathan brings a genuine sense of compassion to his work. He understands that financial hardship can happen to anyone and approaches each case with patience, respect, and a focus on helping clients rebuild their financial future.
Whether representing clients in bankruptcy proceedings, negotiating with creditors, or advising on long term financial recovery strategies, Nathan remains committed to achieving the best possible outcome for every client he represents.
Practice Areas
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Debt Relief and Financial Restructuring
- Creditor Lawsuits and Collection Defense
- Wage Garnishment Protection
- Foreclosure Prevention Strategies
- Asset Protection Planning
Education
- J.D., University of West Los Angeles, June 1991
- B.S. in Finance, California State University, Northridge, 1985
Memberships & Admissions
- California State Bar
- U.S. District Court (Central, Eastern, Southern, and Northern Districts of California)
- Central District Consumer Bankruptcy Attorney Association (CDCBAA)